Can Health Insurance Cover the Cost of Your Medical Wig?

Some health insurance plans cover the cost of purchasing a wig. However, others may not cover the cost at all, especially if you have chronic health conditions or are otherwise predisposed to paying a lot for health insurance. Many health insurance plans now cover the cost of prosthetic limbs, so you may be able to purchase a wig and still be covered by your health insurance plan. 

The insurance firm may not cater to the cost of wigs if it is not medically necessary. If you have blepharoplasty, for example, your health insurance may cover the cost of the surgery, but not the wigs that come with it. The same goes for wigs that are not medically necessary, like adding a long ponytail to your head. You will want to discuss the cost of your wigs with your health insurance provider to make sure they are covered. 

How to Have Your Wig Covered by Medical Insurance 

Some people who have a wig will need to have it covered by their health insurance policy. The process for obtaining health insurance for a wig can vary depending on your place of work or the health insurance company you choose. 

Most health insurance policies will cover the cost of having your wig styled if it is done in a medical center. However, make sure that your medical insurance covers the cost of having your wig styled. If you do not have health insurance, you may want to consider buying a wig on sale and using it for a period of time to become accustomed to it. For example, you may want to experiment with a mullet for a period of time before you start to look at it as a regular part of your look. 

If you wear a wig often or have long hair, it is probably best to have it insured by medical insurance. Medical insurance will usually not cover the cost of getting a wig cut or a wig colored if it is not necessary to have it done to have a long hairstyle. If you have long hair and don’t want to do anything to it (like braid it or wear it in a ponytail), it is best to have it insured by medical insurance. 

Types of Hair Loss Covered by Insurance 

There are many different types of hair loss, and each of them needs to be covered by insurance. The types of hair loss covered by insurance are generally the same as the types of hair loss a person experiences naturally. However, some types of hair loss, like alopecia areata, may not be covered by insurance. If the disorder is covered by insurance, the coverage should cover the cost of obtaining a hair transplant. 

Even if you don’t have a plan, you can still get coverage for items like laser hair removal, as long as it’s covered under your medical plan. You might also consider getting a wig or hair growth product to help cover up your hair loss. For help, contact LaDonna Roye Hair Stylist & Hair Loss Solutions, a company serving at Tamiami Trail.